Loans to date: 623
November 2018: We have just returned from a short visit to Kisumu. While we were there we met with almost 40 clients, visiting their businesses and hearing at first hand about their successes, challenges and hopes for the future. We were very impressed with their determination to succeed in building a better life, and by the improvements in living standards which they have already achieved. It was clear that clients feel empowered by the training and loans they have received. We also attended table banking meetings. Table banking was introduced to our programme this year to improve its sustainability by encouraging clients to save. You can read more about how table banking works here. During our visit we saw that the project is having a very positive impact on the lives of the clients and their families. Using the information and data we have gathered, we are now preparing our 2018-2019 impact report, which will be available in Spring 2019. Meanwhile, we have outlined some of the clients' stories on the 'Our Clients' page.
Because of the growth and success of the programme, a Project Coordinator is currently being recruited to work with Angelina. Plans are already in place to train and lend to a further 150 clients during 2019, while also continuing to mentor the 195 existing clients.
Here you can see Esther making chapatti. At present she supplies to other food sellers but hopes one day to have her own snack bar so she can sell directly to customers.
In line with Just Small Change's commitment to pass on 100% of all donations to our projects, the cost of our visit was not paid by Just Small Change.
July 2018: on finally reaching the end of the school year in the UK, we were delighted to receive a generous cheque from Year 6 at St Gregory's School, Stratford upon Avon. The children had raised the funds through running micro businesses themselves! What a great idea!
June 2018: Thanks to the wonderful support we have received, 25 ladies received business training in March, and a further 25 in June. The June training, as well as the loans for these 25 new clients, was generously funded by the parish of Our Lady of Lourdes, Harpenden. Many thanks!
March 2018 training group June 2018 training group
We are discussing future expansion with our partners, OLPS, in Kisumu. They have a further 800 potential clients for our programme, mostly single heads of households each with several child dependents including many orphans. So we continue to fundraise! If you are feel able to support us, please see the 'How you can help' page for ideas. We published in April our first Impact Report, which details the outcomes of the work of Just Small Change from 2015 to March 2018. You can download this from the Reports page on the website (see tab farthest to the right), to see what a donation to Just Small Change can achieve.
Round up of 2017:
In March, Angelina trained 25 new clients, advancing loans to them all in April. In May we made a short trip to our partners in Kisumu, where we met 29 clients, visited their businesses and discussed with them their challenges, hopes and plans for the future. We are immensely encouraged by the improvements in income, nutrition and housing which these ladies had achieved through running their businesses. Their self esteem had grown; they now felt they had a voice in the community. It was great to meet Angelina, the project coordinator for the first time, and to see her at work. This visit was funded privately by the trustees, at no cost to Just Small Change.
In June and July 2017, Angelina ran two more 5 day business training courses. Here are the participants, with their training certificates.
By November 2017, Angelina had advanced start up loans to all these ladies. By July 2018, 29 of them had fully repaid their loans and borrowed again, this time for a larger amount of Ksh 20,000, which they use to expand their businesses.