Just Small Change

Growing livelihoods, overcoming poverty, one small business at a time.


Our mission:

To enable the very poor in developing countries to build a pathway out of poverty through small business development.

Our work:

Working through partner organisations in developing countries, we facilitate local microfinance schemes which respond directly to the needs of vulnerable rural and urban communities.

Just Small Change is a Registered Charity.


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Kisumu County, Kenya.

In Kenya, over one person in three lives in absolute poverty (less than $1.90 a day) and the country is home to one of the world’s harshest HIV and AIDS epidemics.  With an estimated population of just over one million, Kisumu County has one of Kenya’s highest poverty levels and worst set of health indicators. Approximately 20% of the population is HIV positive. Female life expectancy is 58 years. 60% of the population live in absolute poverty. There are 35,000 orphans, mostly cared for in relations' or neighbours' families, and 32,000 children engaged in child labour because their carers cannot afford school fees. Just Small Change works with individual households to raise incomes so that our clients can meet their essential household needs, pay school fees and save a little to provide more security.